Small Business Checking 

· No monthly service charge if you maintain a daily account balance of $500.00. 
· Write up to 50 checks per month and 25 deposits; $0.20 per additional checks or deposits. 
· $5.00 monthly service charge if your balance falls below minimum. 
· $25.00 minimum deposit to open account. 
· Churches, nonprofit and civic organizations are not subject to a monthly service charge (upon request). 

Commercial Checking 

· For businesses with higher activity levels.
· $500.00 minimum to open account.
· Activity and maintenance fees can be offset by an account earnings credit.
· Earnings credit is based on the average investable balance maintained in the account.
· $5.00 monthly maintenance fee.
· $0.05 fee for deposit ticket processing, deposit and transit terms.
· $0.20 fee for checks paid.
· Qualified customers may be eligible to earn interest on checking balances with our Commercial Sweep Account. Contact a PSB branch office for more details.

Business Financing 

· Business cash flow is constantly changing. Let Provident State Bank assist you when it comes to your business financing needs. 

You can use CD's, stocks, bonds, or other securities as collateral for secured loans, without losing the interest from these investments. 

We offer a variety of term loans from 90 days to 5 years to fund your special purchases, equipment upgrades, or capital expansion. 

We can assist you with commercial mortgages so that you can take advantage of favorable tax consequences and have funds available for other priorities. 

Contact a Provident State Bank representative for current rates and let us tailor a commercial loan package to meet your specific needs.