Basic Checking
· No minimum balance, $25.00 minimum deposit to open.
· $3.00 monthly fee and .20 per check

Regular Checking
· No monthly service charge if you maintain a daily balance of $500.00 or more.
· $5.00 monthly fee will apply if balance falls below $500.00.
· No monthly service charge if you are 65 or older.
· $25.00 minimum deposit to open account.

Direct Deposit Checking
· No minimum balance, $25.00 minimum deposit to open account.
· No monthly service charge.
· If at anytime you discontinue your direct deposit, your account will be changed to a Regular Checking Account

Super Now Plus
· $1000.00 minimum daily balance.
· Earn interest and enjoy unlimited check writing
· Interest accrual is based upon the average collected balance for the statement cycle. Interest Rate is subject to change after opening.
· $10.00 monthly service charge and no interest will be paid any day your balance falls below $1,000.00.

Standard Club
· No minimum balance is required.
· $25.00 minimum deposit to open account. $6.00 monthly service charge.
· Unlimited check writing ability.
· Personalized checks (Limited check choices and 200 per order).
· Accidental death insurance.
· Travelers checks and money orders
· Notary and photocopy service (Quantity Limited).

Family Club
· Enjoy all the benefits of our Standard Club Account and receive additional accident insurance coverage for your family.
· $8.00 monthly service charge. 
* $25.00 minimum deposit to open account.

Senior Club
· If you are 65 or older, enjoy all of the Standard Club benefits
· $3.00 monthly service charge.
* $25.00 minimum deposit to open account.

Overdraft Protection
· Available for all personal checking accounts utilizing funds from your personal savings account.
· $5.00 charge to your checking account per occurrence.
* Contact branch associate for application.