Provident State Bank
P.O. Box 219
Preston, MD 21655
410.673.2401
Fax 410.673.7417
Member F.D.I.C.




Effective Date: 6/14/10

Certificates of Deposit
Account Product Name Minimum Opening Balance Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY)
18 Month IRA (Fixed Interest Rate) $100.00 $100.00 1.60% 1.61%
5 Year IRA (Variable Interest Rate) $100.00 $100.00 2.63% 2.66%
1-181 Day CD $1,000.00 $1,000.00 .51% .51%
182-364 Day CD $1,000.00 $1,000.00 .76% .76%
12-23 Month CD $1,000.00 $1,000.00 1.09% 1.09%
24-35 Month CD $1,000.00 $1,000.00 1.48% 1.49%
36-47 Month CD $500.00 $500.00 1.75% 1.76%
48-59 Month CD $1,000.00 $1,000.00 1.99% 2.01%
60 Plus Month CD $1,000.00 $1,000.00 2.63% 2.66%
18 Month Bump-Up CD $1,000.00 $1,000.00 1.60% 1.61%
42 Month Bump-Up CD $1,000.00 $1,000.00 2.24% 2.26%
13 Month CD Special $1,000.00 $1,000.00 1.25% 1.26%
Fees could reduce the earnings on the account
A penalty may be imposed for early withdrawal or closure.
Deposits and Credit Applications will be accepted from the Maryland and Delaware portion of the Delmarva Peninsula only.
For further information, call (410) 673-2401.



Effective Date: 9/24/09

Deposit Rates
Account Product Name Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY)
Super Now Plus 1,000.00 1,000.00 0.26% 0.26%
Super Savings $25.00 $25.00 0.26% 0.26%
Looney Tunes Minor Savings n/a $25.00 0.26% 0.26%
Money Market Plus $1,000.00 $1,000.00 - $49,999.9900 0.26% 0.26%
Money Market Plus $50,000.00 $50,000 - $99,999.99 0.76% 0.76%
Money Market Plus $100,000.00 $100,000.00 or Greater 0.76% 0.76%
Christmas Club $1.00 $1.00 3.00% 3.00%
Fees could reduce the earnings on the account 
Deposits and Credit Applications will be accepted from the Maryland and Delaware portion of the Delmarva Peninsula only. 
For further information, call (410) 673-2401. 
Interest Rate is subject to change after opening. 

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