Provident
State Bank
P.O. Box 219
Preston, MD 21655
410.673.2401
Fax 410.673.7417
Member F.D.I.C.
|
Effective Date: 10/20/11
Certificates of Deposit
|
| Account Product Name |
Minimum Opening Balance |
Minimum Balance to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| 18 Month IRA (Fixed Interest Rate) |
$100.00 |
$100.00 |
1.01% |
1.01% |
| 5 Year IRA (Variable Interest Rate) |
$100.00 |
$100.00 |
1.75% |
1.76% |
| 1-181 Day CD |
$1,000.00 |
$1,000.00 |
.23% |
.23% |
| 182-364 Day CD |
$1,000.00 |
$1,000.00 |
.36% |
.36% |
| 12-23 Month CD |
$1,000.00 |
$1,000.00 |
.61% |
.61% |
| 24-35 Month CD |
$1,000.00 |
$1,000.00 |
1.06% |
1.06% |
| 36-47 Month CD |
$1,000.00 |
$1,000.00 |
1.25% |
1.26% |
| 48-59 Month CD |
$1,000.00 |
$1,000.00 |
1.50% |
1.51% |
| 60 Plus Month CD |
$1,000.00 |
$1,000.00 |
1.75% |
1.76% |
| 18 Month Bump-Up CD |
$1,000.00 |
$1,000.00 |
1.01% |
1.01% |
| 42 Month Bump-Up CD |
$1,000.00 |
$1,000.00 |
1.50% |
1.51% |
|
|
|
|
|
| Fees could reduce the earnings on the account |
| A penalty may be imposed for early withdrawal or closure. |
| Deposits and Credit Applications will be accepted from the Maryland and Delaware portion of the Delmarva Peninsula only. |
| For further information, call (410) 673-2401. |
|
|
|
|
|
|
Effective Date: 10/20/11
Deposit Rates
|
| Account Product Name |
Minimum Opening Deposit |
Minimum Balance to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| Interest Checking |
1,000.00 |
1,000.00 |
0.11% |
0.11% |
| Regular Savings |
$25.00 |
$25.00 |
0.26% |
0.26% |
| Minor Savings |
n/a |
$25.00 |
0.26% |
0.26% |
| Money Market |
$1,000.00 |
$1,000.00 - $49,999.9900 |
0.20% |
0.20% |
| Money Market |
$50,000.00 |
$50,000 - $99,999.99 |
0.35% |
0.35% |
| Money Market |
$100,000.00 |
$100,000.00 or Greater |
0.35% |
0.35% |
| Christmas Club |
$1.00 |
$1.00 |
3.00% |
3.00% |
| Fees could reduce the earnings on the account |
| Deposits and Credit Applications will be accepted from the Maryland and Delaware portion of the Delmarva Peninsula only. |
| For further information, call (410) 673-2401. |
| Interest Rate is subject to change after opening. |
|
