Here at Provident State Bank, your local bank, we know that finding a loan to build your dream house can be a difficult and even overwhelming process. That is why we are proud to offer Personal Construction Loans to our customers, along with access to our local lenders who have in-depth knowledge of our products and procedures. At PSB, you are guaranteed to find the construction bridge loans and the construction-to-permanent loans that certainly will meet your needs. Several benefits of taking a Personal Construction Loan from PSB include:

  • Local lenders who always are available to answer your questions in person or over the phone. Our expert staff at Provident State Bank, your local bank, will be happy to help you with the application process.

  • Since we know that every client’s situation and project is unique, we offer a flexible draw schedule and same day funding. We also can directly pay your contractors via cashier’s check, wiring or direct account funding.

  • For our construction-to-permanent clients, PSB Bank is glad to offer a “one time close” feature. This allows you to take part in a loan closing, for just a single time, on both the construction and permanent mortgage phases of your home. That means you will spend less time signing and gathering documents, and more time relaxing in the house of your dreams.

Our expert team at Provident State Bank, your local bank, also will go over the rates for our Personal Construction Loans. Some information on them includes:

  • You can get up to 12 months interest only payments fixed at prime + 1%

  • Your final loan rate will be determined at the completion of construction

  • The fees you pay will vary. Being a deposit client of PSB Bank can help reduce those fees*

Your dream home is waiting, so why delay? Come into Provident State Bank, your local bank, apply for a Personal Construction Loan today!


* See Lender for details.