local bank


The team at your local bank is proud to introduce you to our Mortgage Loan Originator John Berger. Be sure to read over his bio and then come see him for yourself today!

“Teamwork makes all the difference”

I recently joined Provident State Bank on July 1, 2019, with a focus on Construction to Permanent financing. Our one-time close program with as little as 5% down is one of the best products in the industry. Bringing PSB Mortgage exposure west of the Shore will be one of my primary goals. 


Throughout my 31-year career, I have been responsible for everything from originating to managing a team of loan officers. I earned my Bachelor of Science degree from Towson State University. Happily married with three sons, one of my favorite pastimes has been coaching my sons in baseball and basketball while they were growing up. I am currently the treasurer of my church and enjoy spending time with family and friends at our vacation home in Ocean City, Maryland. 


Being part of someone’s first-time purchase or building your perfect house has been, and always will be, very satisfying to me! Whether building, buying, refinancing, or renovating, let PSB be part of YOUR team!