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The staff at your local bank is excited to introduce you to our Mortgage Loan Officer Nelson Bayne. Be sure to check out his biography and then stop by to meet him for yourself!


“I have 43 years of experience in the banking industry. I have worked every aspect of a bank or a mortgage company operations … Originated, Processed, Closed, Post Closed, Shipped, and Secondary Market. In 2001, Freddie Mac recognized our operation as one of the top 10 groups working within the Freddie Mac guidelines and we won a 2001 PT Cruiser for that.” 


“Accomplishments and achievement are the direct relationships to the Lender. I believe that Provident (State) Bank will be able to offer an atmosphere to assist home buyers with their largest — and most stressful — decision in life. The one thing harder than saying “I Do” is buying a home.”


“I love being a Mortgage Loan Officer because it can be like spaghetti on the wall. After 43 years, it is as easy as hitting a golf ball … easily as frustrating.”


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