PSB Mortgage

a division of Provident State Bank, Inc.

Our business is helping you achieve the dream of homeownership.
We make your experience fast, easy and affordable!

Popular Loan Programs


We have many programs available including FHA, VA, USDA and conventional financing. If you're building a new home, check out our Construction Loan Programs!

Refinance Options


Whether you are looking to lower your monthly obligations, do some home remodeling or you just want to lower your rate or term, we can help you refinance to make your wishes a reality.



It pays to be loyal. Ask one of our Mortgage Loan Advisors for details.

Construction Loan Programs


One of our single close construction permanent programs are sure to meet your needs. Click below to find out more. Not ready to build, ask about our lot loan programs.

Buy Your Dream Home

Are you a Maryland resident looking to purchase a new home? Get the funding necessary to make that possible at Provident State Bank, your destination for mortgage assistance in Maryland, Delaware, and Virginia. Buying a home is not an easy feat, no matter what your current financial standing looks like. The financial experts at our Delmarva banks would like to help take some of the burden off your shoulders as we offer the tools necessary for an efficient home buying experience. Our mortgage company located in Maryland, Delaware, and Virginia is here to provide prospective buyers access to various loan types, depending on your budget, credit, and loan approval amount. Learn about the types of loans available for a Maryland, Delaware, or Virginia, mortgage, and then set up an appointment at Provident State Bank to discuss your options with a financial advisor.

What Can I Afford?

Provident State Bank is proud to be the premier mortgage lender in Maryland, Delaware, and Virginia. As you step into this new season, we acknowledge that you may have many questions, so we have supplied you with a brief overview of the types of loans available for a mortgage in Maryland, Delaware, and Virginia. Take a look and contact us with questions today!

FHA Loans: Secure an FHA loan if you have a satisfactory credit score of 620 or higher with verified proof of income. This type of loan is for primary residences only and requires a down payment of 3.5% of the total home cost at closing.

USDA Loans: Searching for a home in a rural area? You may be eligible for the USDA home loan program, which offers buyers access to zero down payment purchases if their annual income falls below the required amount.

VA Loans: Veterans looking for a mortgage in Maryland, Delaware or Virginia are eligible for a VA home loan. This type of loan is an excellent resource for veterans, with zero down payment, low interest rates, and the ability to use the program multiple times.

Learn more about applying for mortgage loans in Maryland, Delaware, or Virginia today!

Get Started

Purchase the home you’ve been eyeing with the help of a mortgage in Maryland, Delaware, or Virginia from Provident State Bank. Visit us today to apply.

Ready To Apply?

Choose a Loan Officer and start your application online!



Have information to upload for your mortgage?  Visit our Mortgage Portal​

PSB Mortgage, a division of Provident State Bank, Inc.
10045 Red Run Blvd., Suite 390 Owings Mills, Md. 21117
ORG ID NMLS#439848 410-413-2466