Construction Loans

Construction Permanent Loans

At PSB Mortgage, we specialize in financing custom homes and have several One Time Settlement Loan options available based on your needs and credit. We're confident that you'll find just the right construction loan to match with just the right permanent loan and then we'll put them both together with one settlement cost. We highly encourage you to contact one of our highly skilled Loan Advisors for complete details and a custom loan consultation.

Lot Loans

Have you found the perfect property to build your new home but haven't found your builder or decided on plans and specs? With a PSB Lot Loan, you won't have to risk losing that perfect building lot. You can buy the lot now and then take your time selecting your builder and plans. Later, when you're finally ready to build, we'll help you with one of our custom One Time Settlement Cost Construction Permanent Loans where you can use your lot equity as part of your down payment, have no Transfer Taxes due and we'll give you a PSB ADVANTAGE CLUB $1,000 LENDER CREDIT towards that closing. This way you've secured your perfect lot, saved thousands on Transfer Taxes and got our ADVANTAGE CLUB LENDER CREDIT for being a loyal customer. It doesn't get any better than this!


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PSB Mortgage, a division of Provident State Bank, Inc.
10045 Red Run Blvd., Suite 390 Owings Mills, Md. 21117
ORG ID NMLS#439848