Construction Loans

construction banking loans MD

PSB Construction Loans

Ready to build your dream home? A construction loan will provide you the financing you need to build or renovate your home. Here at PSB Mortgage, we specialize in financing homes and vacation homes in the Mid-Atlantic region. Our skilled Mortgage Loan Officers will help you find just the right construction loan that will fit your budget needs and help you reach your goals. We encourage you to contact one of our Mortgage Loan Officers for complete details and to receive a custom loan consultation.

construction banking loans and credit score

PSB Lot Loans

Have you discovered the perfect property to build your new home but not yet decided on architectural plans, specs, or a builder? Our PSB Lot Loans help you secure your property. Financing your lot with one of our lot loans, you can buy the property now and build later.  Our lot loans allow you to easily transition to a construction loan and use the equity towards your down payment. Plus, we provide a *PSB Advantage Club $1000 Lender Certificate towards the closing cost of your future construction loan.  It doesn’t get much better than this!

construction loan rates

Contact Your PSB Loan Officers

Our PSB family wants you to reach your dream of home ownership.  Apply for a construction or lot loan today!


*Only applicable for closing costs/pre-paids at loan closing up to three years from issuance of certificate. Applies to owner-occupied property. Excludes investment properties and land loans. All loans are subject to credit approval. $1,000 cannot be combined with any other offers. The $1,000 credit will show on closing disclosures. The coupon must be presented at time of application. Some restrictions apply.

PSB Mortgage, a division of Provident State Bank, Inc.
10045 Red Run Blvd., Suite 390 Owings Mills, Md. 21117
ORG ID NMLS#439848 410-413-2466