Construction Loans

Come build your dream with us!

Ready to build your dream home? A construction loan will provide you the financing you need to build or renovate your home. Here at PSB Mortgage, we specialize in financing primary homes and vacation homes in the Mid-Atlantic region. Our skilled Mortgage Loan Officers will help you through the application and approval process and then our skilled construction administration team will take care of you throughout the building of your home!

Our Construction Administration Team will be here to assist you with the process of building your new home until completion.  Provident State Bank is partnered with Built, an innovative technology platform focused on the construction monitoring process. Once your construction loan has settled, a welcome email and onboarding guide will be sent to you on the Built Platform.

Borrowers and Builders will have access to the project once registered in the Platform. In Built, the builder and or borrower can request draw inspections. You will be able to view live up to date progress on your project. Check out the below links to access the Built welcome letters that give a great overview of the Built Platform.

We are looking forward to collaborating with you and helping you with any questions you may have. The construction team email is

 Want more information on Built?  Use the links below for user guides.

 Borrower's User Guide

Builder's User Guide


PSB Lot Loans

Have you discovered the perfect property to build your new home but not yet decided on architectural plans, specs, or a builder? Our PSB Lot Loans help you secure your property. Financing your lot with one of our lot loans, you can buy the property now and build later.  Our lot loans allow you to easily transition to a construction loan and use the equity towards your down payment. Plus, we provide a *PSB Advantage Club $1000 Lender Certificate towards the closing cost of your future construction loan.  It doesn’t get much better than this!

construction loan rates

*Only applicable for closing costs/pre-paids at loan closing up to three years from issuance of certificate. Applies to owner-occupied property. Excludes investment properties and land loans. All loans are subject to credit approval. $1,000 cannot be combined with any other offers. The $1,000 credit will show on closing disclosures. The coupon must be presented at time of application. Some restrictions apply.

PSB Mortgage, a division of Provident State Bank, Inc.
10045 Red Run Blvd., Suite 390 Owings Mills, Md. 21117
ORG ID NMLS#439848 410-413-2466