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Best Loan Options
Popular Loan Programs
As you search for mortgage options to meet your needs, we can help. The friendly and professional team of Loan Officers at Provident State Bank go above and beyond to find you the best loan options in MD and DE for your scenario. Here at PSB, we look at the whole picture to assist your unique situation. We will discuss the best loan options for you based on your credit and income. We will work closely with you and discuss the various programs we have to offer that will ensure you the best mortgage experience in MD and DE. Begin the application process today, and begin investing in your dream home.
Fixed-Rate Mortgages
We offer many fixed-rate loan programs with terms to match your needs and loan amounts that reach up to $1.5 million. Our fixed-rate programs offer the stability of constant principal and interest payments, making it straightforward to manage a family budget. We offer various fixed-rate loans including Conventional, FHA, USDA, and VA loans. Our knowledgeable Loan Officers are happy to go over all of the available products and help you choose the best loan option in MD and DE for your needs and qualifications.
Adjustable-Rate Mortgages
Adjustable-rate mortgages (ARMs) typically offer a low, initial rate that may change over time. Hybrid ARMs offer a fixed period followed by a yearly adjustment to the interest rate. The hybrid ARM program is a great alternative to a standard fixed-rate loan program, offering lower monthly payments during the initial term. Hybrid ARMs are some of the best loan options in MD and DE for buyers planning to keep their loan for a shorter period of time. Our PSB family is here for you! Let us help you determine the right mortgage loan for your lifestyle.