Personal Savings

If you are looking for the perfect bank in the mid-shore area to save up those hard-earned dollars, check out the variety of saving account options we have at Provident State Bank. We have the perfect accounts to turn those funds into interest that you can cash in on when you need it most. We can take your savings to the next level here at PSB, allowing you the kind of budget that you have always wanted for you and your family. 


 Regular Savings Minor Savings Special Occasion Savings Account CDs IRAs
Overview Maintain a $25 balance to earn interest and avoid a monthly service charge. Encourage your minor to learn to save with an interest bearing account with No minimum balance requirement Interest Bearing account to help you save for special occasions. Funds will be disbursed on or about May or October 10th Pays interest on your investment for a fixed period of time. Penalties may apply for early withdrawal Save for the future by investing your retirement.
Minimum Opening Deposit $25 $1 $1 $1000 $100
Minimum Daily Balance to avoid monthly service charge $25 N/A N/A N/A N/A
Monthly Service Charge $5 None None N/A N/A
Additional Deposits Yes Yes Yes No Yes
Check Writing Ability No No No No No
Withdrawal Limits Limited Limited Restricted No No
ATM Card Yes Yes No No No
Mastercard® Check Card No No No No No
Free Online Banking Yes Yes Yes Yes Yes
Free E-Statements Yes Yes Yes No Yes
Term No No No 8 days - 60 months 8 days - 60 months
Learn More Regular Savings Minor Savings Special Occasion Savings CDs IRAs


We Can Help


It is never too late to craft a budget that works for your current and future goals. Begin a CD account in MD with select savings accounts only requiring as little as $1 to begin collecting funds. Prepare for all of life's hurdles confidently and open a savings account for extra security when you need it. Open a savings account at Provident State Bank and enjoy amenities like:

- Complimentary Online Banking
 - eStatements
 - Various Withdrawal Limits
 - Low Minimum Daily Balance