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Pre-authorized debits, now available at your local bank Provident State Bank, enable your company to electronically debit your customer’s personal or commercial checking or savings accounts at the bank of their choice through the use of the Automated Clearing House (ACH) system.
Your company will obtain signed authorizations to automatically debit your customer’s account. An electronic file, created from the information gathered, is transmitted to Provident State Bank, your local bank, one day prior to the effective date of the debit, utilizing your company’s in-house software or PSB Business Online Banking. Settlement of the transaction will occur on the effective date.
Debits are accepted at virtually any financial institution in the United States due to the national scope of the ACH
Facilitates the collection of non-local payments
Multiple file input options
Flexibility of designation settlement dates with customers
Pre-authorized Debit service fees are included in the analysis of your account and offset by earnings credits based on average monthly collected balances
Increased security including dual approval with email notifications
Streamline your process with easy file upload capability
Eliminates the manual processing of paper receivables
Improves cash forecasting by pre-determining customer payment dates
Immediate access to funds on payment date
Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.
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