Residential Mortgages

The mortgage process can seem overwhelming and confusing to homebuyers. Here at Provident State Bank, your local bank, we have mortgage lenders that are extensively knowledgeable in all facets of mortgage lending and will help you navigate the process from start to finish. Not sure if you are ready to buy? Unsure if you qualify? Come see a mortgage specialist at PSB, your local bank, today for a free counseling session and to be pre-qualified for a home.

Selling Features/Advantages/Benefits

Local lenders mean knowledge of the local markets and connections to individuals and agencies that are integral to the home buying process.

Primary and Secondary homes are eligible for consumer mortgages from your local bank, PSB.

Our 7/1 ARM (adjustable rate mortgage) product allows you take advantage of today’s low rates for a full 7 years.

Fixed rate options are available too through PSB’s Mortgage division, as are various terms and products.

Rates & Fees

Vary by product – see your loan representative for details.