They say real estate is all about location, and we understand that sometimes you find your ideal home site, but still may not have settled on a builder. Provident State Bank, your local bank, offers Residential Lot Loans to help you secure the location of your choice with flexible terms that allow you to take as little or as long as you need to select the perfect home for your family.

Selling Features/Advantages/Benefits

  • Flexible terms that fit your timeline and budget. Take as little as 12 months or as long as 5 years to pay off your loan.

  • PSB, your local bank, offers a 12 month, interest-only option for qualifying clients. Make smaller monthly payments while putting your savings toward extras or upgrades for your new home.


  • Up to 12 months interest-only available

  • Flexible, fixed-rate terms from 3 to 5 years

  • Amortize your loan for up to 15 years, making payments more affordable