It could be a call, a text, or a knock on your door. Someone states they can fix the leaks in your roof, install energy-efficient windows or solar panels. Perhaps they target you after a windstorm, a flood, or another natural disaster. The caring staff at Provident State Bank want you to beware of Home Repair Scams despite the fortuity, because it is likely just a mirage. This new wave of scammers may pressure you to pay in cash, offer to get you financing and to act promptly. Always consider the chance of Home Repair Scams, as they could run off with your money without ever making the improvements, do shoddy repairs and make the issue worse, or even put your house at risk with a bad financial agreement. In this installment of our Protecting Against Fraud Series at PSB, we examine how to protect yourself from home improvement scams.

Your local bank has assembled some helpful tips to avoid being scammed by these crooks:

- Ignore the calls, delete the emails, and throw the letter in the trash. 

- Keep your money to yourself. You have worked hard for your money, so do not let someone scam your money away from you.

- Protect your personal information. If you give your financial information to someone, like a credit card number, they can steal your identity and run up massive bills that could take years to resolve, if ever.

- Call the home repair company where the person is claiming to be employed and further research their integrity before providing any personal information.

- Tell a friend. Communicate with friends, family, and neighbors about possible scam alerts. Also, let the local authorities know because law enforcement can catch the person or people responsible.

Our team at PSB is here to help you learn more safeguards against fraudulent behavior. Come visit your local branch today and learn more about all possible scam scenarios!